Has over 25 years’ experience in banking, with two years in Telecommunications. Prior to joining Investrust Bank Plc, he was the Head of Business and SME banking at First National Bank Zambia. He also worked for Barclays Bank Zambia Plc in various positions including Head of Local Business, Regional Manager- North and as Country Retail Manager at Zamtel. He holds an MBA (International) from Edith Cowan University, Australia. Certified Digital Finance Practitioner from Digital Frontiers Institute and a member of the Zambia Institute of Bankers.