Holder of Bachelor of Arts degree in Economics from University of Zambia and an Executive MBA from ESAMI/Maastricht. Has over 20 years’ of experience in banking with functional expertise in Retail Banking. Started his career at Finance Bank in 1999 before joining Barclays Bank Zambia in 2001 where he served in various portfolios that include Head of Retail Expansion, Head of Affluent Segment and Chief of Staff & Head of Strategy Southern Africa covering Zambia, Zimbabwe and Botswana. He also served as Retail Director at Barclays Bank Zambia for five years before going on to Ghana as Customer Banking Director for Barclays Bank Ghana.